My Home Equity
Just simple and easy equity release information
UK Housing Market
The total value of the UK housing market expanded by 6.3 per cent in 2024 to £376bn
Average UK House Price
In England the February data shows, on average, house prices rose by 0.3% since January 2025. The annual price rise of 5.3% takes the average property value to £292,000.
Interested in How Much You Could Release?
We have found a great free calculator on mylifetimemortgage.co.uk. It’s anonymous too!
Link will open in a new tab.
Our Mission
At My Home Equity, we’re here to make equity release easier to understand. With free guides, tools, and clear information, we help you explore your options—without pressure and without giving financial advice.
What is equity release and how does it work?
Equity release lets homeowners aged 55+ unlock money from their home without moving, usually through a loan repaid when they pass away or go into care.
Equity Release
The three main types of equity release
Lifetime Mortgage
A lifetime mortgage is a loan secured against your home that lets you release tax-free cash while still owning the property.
Home Reversion
A home reversion plan lets you sell part or all of your home in exchange for a tax-free lump sum or regular payments, while staying in the property rent-free for life.
Enhanced Equity Release
Enhanced equity release offers you more money based on your health or lifestyle, giving higher payouts if you have certain medical conditions or habits like smoking.
The Equity Release Landscape
Diving into the Numbers
Trillion Pounds
The amount of equity UK homeowners hold
Years old
The average age of equity release customers
Pounds
The average release amount in 2024